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Habitat for Humanity has been housing families in need for 3 decades. First, let’s dispel a few myths. Jimmy Carter did not found Habitat, although it did originate in his home state of Georgia. Habitat homes are not free and not government affiliated. While Habitat is Christian-based, religious affiliation is not a factor in choosing homeowners.
Habitat homes feature volunteer labor, economical building techniques, energy efficiency and interest-free loans. Your mortgage is calculated based on 1/3 of your after-tax income. You are expected to work with the Habitat organization to accrue up to 500 hours of ‘sweat equity.’
Your house will probably be wood frame, with Gypsum board interior walls, vinyl siding and an asphalt shingle roof. Alternate building materials are adobe and hay bales.
Expect your house to be on the small side. The average size of a 3 bedroom Habitat house is 1,050 square feet.
The biggest downside is that once approved, you could wait up to five years for a home.
Call (800) 422-4828, x 2551 for more information.
Link to http://www.habitat.org
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